Wealth Management

"A truly principled and distinct perspective that makes a meaningful difference to our
clients' financial future."

Privately owned and self-licensed, EGU Wealth Management provides a comprehensive range of wealth management services designed around the individual circumstances of our clients.

Building generational wealth requires more than just luck.  A robust investment strategy which has a capital preservation-first approach is essential.  We implement an evidence-based investment philosophy using Nobel Prize winning academic research when managing our clients’ money. Furthermore, a comprehensive risk minimisation strategy is imperative in safeguarding our clients’ wealth and legacy for future generations.  Our financial advisers have the required knowledge, skills and experience to create, implement, monitor and review your financial strategy.  We specialise in creating wealth for our clients, both inside and outside of the superannuation environment.

EGU Wealth Management upholds the highest standards of compliance and ethics.  We want our clients to sleep easy at night, knowing that we are looking after their money at all times.  We care about your money as if it was our own.  Our financial strategies are transparent, as is our fee structure.  There are no lock-in periods or hidden costs. You will know at all times where and how your money is invested, and the fees charged by EGU Wealth Management.

From your first meeting, it will be apparent that we are here to help you and we will act in your best interests.  We will listen to you.  With your direction, we will identify the right financial strategies for your needs, and we will provide you with solid and trustworthy financial advice.

Please download a summary of our Portfolio Construction Principles and a copy of our current Financial Services Guide (FSG).

Ben Wieland is a Director and Authorised Representative (AR# 401073), Ben Widdup is an Authorised Representative (AR# 1269810), and EGU Wealth Management (ABN# 34 339 231 736) is a Corporate Authorised Representative (CAR# 434344) of EGU Financial Services Pty Ltd (ABN# 19 626 684 366) (AFSL# 509564).

Key areas covered by our wealth management service:

• Comprehensive Financial Planning

  • Every aspect of your financial life;

  • Collaboratively define your goals;

  • Specific and clear steps to achieve your goals;

  • Ongoing guidance and consultation;

  • Accountability partner;

  • Team approach - coordinating with outside professionals;

  • Personal wealth dashboard - a single view of your financial situation.

• Wealth Creation (Investing, Investments and Portfolio Management)

  • Portfolio management and administration;

  • Exchange Traded Funds (ETFs);

  • Listed Investment Companies (LICs) and Listed Investment Trusts (LITs);

  • Direct equities (shares);

  • Managed investments (managed funds);

  • Fixed interest products including bonds and term deposits;

  • Margin lending and gearing.

• Wealth Protection, Insurances (Personal and Business) and Estate Planning

  • Life insurance;

  • Total and Permanent Disability (TPD) insurance;

  • Trauma insurance;

  • Income Protection (IP) insurance;

  • Business and Key Person insurance;

  • Estate planning and asset protection advice.

• Budgeting, Cash Flow Management and Debt Management

  • Setting budgets and monitoring cashflow;

  • Strategies to accelerate debt repayment, restructuring and managing debts;

  • Salary packaging advice.

• Superannuation

  • New superannuation accounts;

  • Self-Managed Superannuation Funds (SMSFs);

  • Industry and Retail superannuation funds;

  • Investing through superannuation (SMSFs, Industry and Retail);

  • Contribution strategies (employer, concessional, non-concessional, spouse, government and salary sacrifice);

  • Rollovers strategies;

  • Pension strategies.

  • Strategic advice regarding superannuation legislation;

  • Superannuation specific investment advice;

  • SMSFs - structural, investment and legislative advice.

• Retirement Planning and Government Benefits

  • Retirement lifestyle planning;

  • Strategies to minimise or eliminate tax in retirement;

  • Superannuation pensions and lifetime income streams;

  • Investment portfolios specific to funding retirement income;

  • Maximising Centrelink entitlements.

• Tax Effective Investing

  • Advice on shares and managed investments;

  • Portfolio construction and management;

  • Strategic property investment advice;

  • Investing via trust and company structures;

  • Wealth creation strategies for high income earners;

  • Gearing and home equity strategies.

• Other Strategies

  • Advice regarding redundancy packages;

  • Dealing with disability payouts tax effectively;

  • Dealing with inheritances;

  • Strategies for philanthropy and charitable giving;

  • Lifestyle planning and consulting on important financial decisions.